HealthSource Chiropractic
HealthSource
Chiropractic
of Marlboro
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Insurance Update: Where Cigna, Aetna and Medicare Stand

Dr. Christopher Ernst July 18, 2026
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Chiropractor providing gentle hands-on back treatment in a bright, calm clinic room

🎉 New Patient Special: Full exam + X-rays if needed for only $29 (regular fee $189) — Marlboro, NJ

Book for $29 →

Update, October 4, 2026: we accept Aetna, including Aetna Medicare plans. We verify your coverage after your first visit, before any care plan begins. Questions about your plan? Call us at (732) 952-4476.

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Update, September 14, 2026: we have now retracted this post’s Aetna claim as well. The earlier wording placed this practice inside that carrier’s Medicare network, and we cannot stand behind it. Whether those are Medicare Advantage or Medigap plans has never been confirmed with the carrier; Aetna’s own Medicare directory does not list this practice; and a Medigap supplement has no provider network at all. So the sentence was either unsupported or meaningless, and neither is good enough to leave on a page patients use to decide where to book. We are confirming the plan type with Aetna directly. If you carry an Aetna plan, call us at (732) 952-4476 and we will check your benefits before you book.

Update, September 11, 2026: this post previously said we were in-network with Horizon Blue Cross Blue Shield of New Jersey from August 30, 2026. That was wrong and we are retracting it — we are not in-network with Horizon. The August 30 date came from a network announcement that never resulted in Horizon coverage, and Horizon’s own provider directory never listed this practice. We are not naming any Blue Cross Blue Shield plan here until we have confirmed one with the carrier itself. If you carry a Blue Cross Blue Shield plan, please call us at (732) 952-4476 before you book and we will tell you where you actually stand, rather than leaving you to find out at the front desk.

Update, September 8, 2026: this post originally announced an Aetna start date of August 1, 2026. That was not correct as written. At the time we narrowed it to Medicare-related Aetna plans only, and ruled out Aetna commercial plans — PPO, HMO, Open Choice and similar. That narrowing has since been withdrawn too — see the September 14 update above.

HealthSource Chiropractic of Marlboro is in-network with Cigna.

New Patient Special

Ready to Feel Better? Start for Just $29

Your first visit includes a full exam + X-rays if needed for only $29 — regular fee $189. Same-day appointments available at our Marlboro, NJ clinic.

Valid for new patients only at participating locations. Due to federal regulations, this offer cannot be applied to patients enrolled in Medicare, Medicaid, or other federal healthcare programs. Not valid for ACN members. New Patient offer pricing varies by location. Insurance acceptance varies by location.

  • Cigna — in-network beginning August 1, 2026

We already accept Medicare, and that continues unchanged.

What “in-network” means for you

When a practice is in-network, covered care is billed through your plan at rates your insurer has negotiated. Depending on your plan’s chiropractic benefits, that can mean lower out-of-pocket costs for your visits. Every plan is different — deductibles, copays, and visit limits all vary — so we verify your benefits after your first visit and go over exactly what your plan covers before any care plan begins.

If you’ve been waiting to start care

You can book as an in-network patient under Cigna right away. And if your back pain, sciatica, or neck pain will not wait, you do not have to either: our $29 new-patient special (exam + X-rays if needed — regular fee $189) and discounted self-pay rates are available today, and Medicare patients are covered now.

Already a patient?

If you’re currently seeing us under self-pay rates and carry Cigna coverage, mention it at the front desk and we’ll help you switch over to insurance billing.

Where things stand

In-network today: Cigna, and we accept Medicare. Aetna: we accept Aetna, including Aetna Medicare plans — we verify your coverage after your first visit. Also today: affordable self-pay rates.

Questions about your specific plan? Call (732) 952-4476. We verify your benefits and go over exactly what your plan covers before any care plan begins.

New Patient Special

Ready to Live Pain-Free?

Full Exam + X-Rays If Needed — Only $29 (regular fee $189)

Same-day appointments available. Serving Marlboro Township & Monmouth County, NJ.

Offer details and disclosures

$29 Exam. Regular fee $189. Includes consultation, examination, and digital X-rays if needed at no additional charge.

Additional charges may be incurred for related services which may be required in individual cases.

Valid for new patients only at participating locations. Due to federal regulations, this offer cannot be applied to patients enrolled in Medicare, Medicaid, or other federal healthcare programs. Not valid for ACN members. New Patient offer pricing varies by location. Insurance acceptance varies by location.

HealthSource Chiropractic of Marlboro · 455 County Route 520, Suite A10, Marlboro Township, NJ 07746 · (732) 952-4476 · Dr. Christopher Ernst, D.C.